Fintech for Auto Financing

Fast. Automated. Secure. Transparent

Enabling Collaboration between Auto Dealers & Institutional Investors

Simple process

Optimized & seamless sign-up process focused on minimizing delays.

Quick approval

One-day approval process ensures quick and smooth syndication of auto loans.

Seasoned team

Unparalleled platform designed and managed by the industry’s leading experts.

Our Financial Products

Prime, Subprime, Near Prime Loans

Facilitating Auto Financing

We transform auto financing processes by connecting independent used auto dealerships and institutional investors for a smooth, transparent, and safe experience.

Innovative Syndication Platform

Automatic is a proprietary syndication platform designed to deliver maximum benefits to lenders and used auto dealerships.

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Individual Loan Ranges

Loan Amount

$5k - $99k

Max Term

24 Months - 72 Months

Interest Rate

7-18

LTV

As high as 115%

FICO

0-850

Investment Type

1st lien, lender participation permitted

* Loan pools from $100k to $20mm

Recent Loans Syndicated

All loans approved using both alternative data and FICO

Premier Prime

2015 Chevrolet Corvette Z-51

Miles

31,772

Credit

739

Interest

7.49%

DTI

40%

Term

66 Months

Loan amount

$44,050

Premier

2014 Hyundai Tuscon Limited

Miles

80,125

Credit

644

Interest

10.8%

DTI

10%

Term

60 Months

Loan amount

$12,119

Premier Non Prime

2007 Volkswagen Passat

Miles

138,475

Credit

575

Interest

18.99%

DTI

10%

Term

24 Months

Loan amount

$5,095

Automatic Lending Areas

Available in select states

Exception States
Working States
Out of Lending Area

I would definitely give Automatic more than 5 stars if it was possible. They are beyond friendly and go above my expectations...

Mike’s Motors LLC

Very helpful and friendly. I always recommend Automatic to other dealerships anytime they ask who I use for financing...

Falcor Auto Sales